ACCOUNT TAKEOVER
Resolve fraud and SIM swap instantly
Bad actors use sophisticated tactics to exploit mobile phones, hijack numbers, and impersonate customers, putting sensitive data and financial assets at risk.
Account Takeover (ATO) empowers you with a proactive solution to detect and stop unauthorized activities, like SIM swaps, before they threaten sensitive data.
Strong customer authentication
Bad actors often attempt to make fraudulent online purchases using stolen personal information. ATO detects recent SIM changes, alerts your business to potential fraud, and enables additional verification before completing the transaction.
Multi-layer data access protection
If unauthorized users try to access personal healthcare or financial information, ATO works with other security layers to identify these high-risk events. This helps prevent exposure to sensitive customer data at the earliest possible stage.
Full compliance with open banking laws
Protecting sensitive data is essential in safeguarding customer privacy — and it’s required by open banking and financial laws. ATO helps ensure that you’re in compliance with PSD2 and similar regulations.
Seamless conversational commerce
ATO adds a vital, extra layer of security within your existing points of contact without compromising the customer experience. It can also seamlessly integrate with chatbots to verify mobile identity before providing sensitive data or authorizing transactions.
Identify high-risk events early with real-time alerts, even after other security layers have been penetrated. We verify identities through multi-factor authentication and detect anomalies in account access patterns. This serves as a critical last line of defense in reducing the financial costs associated with investigating and remediating fraud.
Our ATO protection runs continuous background checks to seamlessly protect customers, allowing you to deliver secure mobile experiences without disruption. This proactive account protection reinforces trust and strengthens customer loyalty.
The impact of account takeover on individual customers can be devastating. By instantly detecting and responding to suspicious activity, you help prevent unauthorized access to your customers’ data, safeguarding their privacy and security.
We make sure that you comply with PSD2 and other regulatory standards through robust authentication and advanced safeguards. These measures keep accounts protected and transactions secure.
Configurable risk window
User activity is timestamped across a flexible risk window, covering the critical first 24-48 hours for SIM swap fraud, and up to 72 hours for account takeover. You’ll have greater control and enhanced protection against evolving threats.
High and low risk differentiators
Our API helps you easily identify potential account takeover threats with instant, clear yes/no responses that confirm whether a high- or low-risk change has occurred. Make fast, informed decisions that strengthen your security posture.
Zero-knowledge API
Strengthen your account security with our zero-knowledge API. Designed for simplicity, only a yes/no response is required to detect changes. You’ll have fast, secure account takeover risk assessments — without exposing sensitive user data.